Choose between:
1. Internal Standard Payments – Built in payment
program. All payment options are built into your
e-store. Checks, money orders, COD’s, credit card
collection, real time credit card processing,
shipping, discounts, coupons, sales tax.
2. Mal’s e-Commerce ** – Third Party Processor –
Payment, Shipping, Discounts, Vouchers, Sales Tax
and Credit Card Storage.
3. PayFuse – Third Party Payment Processor – This is
similar to a merchant account, it is a merchant and
processor in one.
** I highly advise using the Internal Standard
Payments option as it will have everything you need. Mal’s at one time was the preferred option because
it had shipping features, and credit card features
that the Internal Standard Payments did not have.
Due to recent upgrades, the Internal Standard
Payments offers everything Mal’s does plus more. For
this reason I will only be explaining how to use the
Internal Standard Payments option.
Internal Standard Payments
To setup Internal Standard
Payments click on the Payment button in the left
hand navigation of your feature cart. By default
Internal Standard Payments is already selected.
Scroll down to the section that reads Standard
Payments and put a check next to the methods of
payment you want to accept through your store. It
will give the customer these options at checkout.
Some of these are self explanatory so I will just go
to the ones with the most asked about questions.
FeatureCart Credit Card
Collection Service (FC-CCCS)
This is a credit card collection
service. This does NOT charge the customers card.
This is to be used in conjunction WITH an existing
merchant account. Many WahmShoppe eStore owners use
this with Propay (www.propay.com),
or the new Paypal Pro but it can be
used with any merchant. This is also a good option
if you also have a brick and mortar store and
already have a credit card terminal to process cards
(verify with your merchant that you are approved for
online transactions).
You will need to login to FC-CCCS each time to
access it as it is a secure location for customers
credit card info. When you get an order that
indicates the customer chose FC-CCCS at checkout you
will login get their credit card number and process
it through your merchant account virtually or
through a terminal.
Authorize.net Credit Card
Processing
This is real time credit card
processing. This feature will not only collect the
customers credit card information, but process it
through a Gateway that will verify the funds
availability on the customers card and charge the
customers card by sending this information straight
to your merchant. In order to use Authorize. net you
will need a merchant account with a merchant who is
setup to use Authorize.net. The easiest way to find
a qualified merchant is to go to the Authorize.net
site and contact merchants on their approved list.
Let the merchant know you already have the
Authorize.net gateway built into your shopping cart
and upon completion of sign up they will give you
the information you need to setup.
Further clarification.
Gateway = A separate service that acts as an
intermediately between the shopping cart and the
financial networks, including the customer’s credit
card issuer, and your merchant account. It checks
for credit card validity, encrypts the transaction
details so that they can be sent via cyberspace
securely, sends the appropriate information to your
merchant and also back to your shopping cart.
Merchant = The actual financial backer of the
transactions. They actually handle the money portion
of the transactions. You can get a merchant account
from your local bank (although typically costlier
then other places), or through a third party
merchant who specialize in ecommerce.
With the Authorize.net setup you will be responsible
for obtaining and maintaining a merchant account,
and pay all merchant fees and gateway fees as
applicable. Rates vary per merchant so please check
around.
WahmPro Recommends
Merchant
Express for your merchant credit card processing
needs.
Inexpensive Merchant Accounts - Accept credit cards online, over the phone, or in person. We offer a variety of processing solutions at discount pricing.
Paypal
A third party payment and
merchant processor all rolled into one. In order to
accept Paypal you need to have a Paypal account
(preferably a merchant account). Plug your Paypal
email address into the appropriate box and the
customer will have the option to select Paypal at
checkout. The cart will then direct them to your
Paypal account where they can then follow through
with payment. Paypal does have an option that does
not require customer’s to have a Paypal account. To
do this you will need to go to your Paypal account
click on profile, click on Website Payment
Preferences in the far right column, and make sure
Account Option is checked as yes.
Click Here to Compare The Most Popular Credit Card Acceptance
Options
NOCHEX, PayMate, eWay.com.au
Third party payment processor for
our overseas friends.
2CheckOut
Third party payment processor
like ProPay, but due to many complaints they are not
suggested. We still have clients who use them so the
option remains.
Custom Payment Options
This will display additional
payment options for customers. If you have a way to
process payments other then the ones above, you can
use the custom payment options for the customer to
select and then you contact customer after the sale
to complete payment. DO NOT ask for credit card
numbers as this is not a secure method.
If you have any questions about
setting up payment options for your new WahmShoppe
store feel free to contact me.
